MacMillan Home
Financial Planning
Investments
  Long Term Care

 

LUNCH AND LEARN

 
 
WORKSHOP # 1
"5 Myths That Can Shatter Your Retirement Dreams"
  • Social Security.
  • Invest your money in bank and government
    instruments to ensure safety.
  • Are you in the wrong tax bracket?
  • Inflation and how long will your money last.
  • You should sell during the bad times and buy
    during the good times.
Place & Time
3 Werner Way, 3rd Floor, Lebanon, NJ
Thursday, March 15th from 12-1pm
&
Friday, March 30th from 12-1pm
Call 24/7 to reserve at 908-693-7194
 
Divider
 
WORKSHOP # 2
“Inflation, Retirement & Fixed Income”
  • Bonds, preferred shares, REITs and dividends and see how they must fit into your portfolio.
  • What is a safe withdrawal rate from your
    savings?
  • Are your CD rates keeping up with inflation?
  • Can you improve your rate of return without
    taking on too much risk? Yes you can!
  • Learn how to ladder your monthly income.
Place & Time
3 Werner Way, 3rd Floor, Lebanon, NJ
Friday March 16th from 12-1pm
&
Thursday March 29th from 12-1pm
Call 24/7 to reserve at 908-693-7194
 
Divider
 
WORKSHOP # 3
“Drawing Down Assets” (Rules of the Road)
  • Understanding your true income needs.
  • Which assets do you spend first?
  • Mismanaging Retirement Assets.
  • Creating bullet-proof income.
Place & Time
3 Werner Way, 3rd Floor, Lebanon, NJ
Thursday March 22nd from 12-1pm
&
Friday April 6th from 12-1pm
Call 24/7 to reserve at 908-693-7194
 
Divider
 
WORKSHOP # 4
“4 Mistakes You Cannot Afford To Make"
  • 1) Failure to understand investment fees.
  • 2) Lack of investment diversification.
  • 3) Chasing ‘hot’ mutual fund returns.
  • 4) Missing and/or incorrect legal documents.
Place & Time
3 Werner Way, 3rd Floor, Lebanon, NJ
Friday March 23rd from 12-1pm
&
Thursday April 5th from 12-1pm
Call 24/7 to reserve at 908-693-7194
 
Divider
 
Roth-IRA CONVERSIONS
LOTS OF RULES…TOO MANY THINGS THAT
CAN GO WRONG! GET THE FACTS

Workshop for Retirees & Near-Retirees with Assets over $250,000
 

TOPICS

  • Can a Roth Conversion reduce your Required Minimum Distribution at 70 ½? Find out.
  • Should you convert? It’s not for everyone. 3 questions you MUST ask.
  • How much can you convert? How much should you convert? We’ll explain.
  • Make sure you avoid the 5 unintended tax bombs
  • Beware of the Roth-IRA Conversion ‘sucker-punch’. It will cost you serious money!
  • Can you change your mind after converting? Absolutely. Find out how.
  • Avoid the 10 conversion TRAPS.
  • You can save estate taxes using a Roth conversion…when it’s done right.
  • How will Medicare rates be affected? It could give you extra out-of-pocket costs.
     
 

TIME
Saturday, June 5th,
9:30 AM – 11:00 AM.
Continental Breakfast Served

 

LOCATION
2010 Courtyard Marriott
300 Corporate Drive
Lebanon, N.J. 08833
(Cokesbury Rd & Rt. 22)
 
 
Seating is FREE, but limited. Call today to reserve. 908-693-7194
 
 
 
RETIREMENT KILLERS
3 FRAUDS…3 SCAMS…5 MYTHS
Any ONE could send you back to work!
Workshop for retirees and near retirees with assets over $250,000
 

TOPICS

  • Don’t get Madoff’ed: Follow these 4 C’s for safety.
  • Are you taking systematic withdrawals from your retirement accounts in this market?
    ...BEWARE! Wrong moves could cut your retirement savings in half.
  • Get the 5 financial questions to ask salespeople before investing in anything!
  • Not knowing how to set up a retirement income stream may force you to live with your kids.
  • Are you investing too cautiously? Find out.
  • Discover 11 ways crooks get your social security number…and how to protect yourself.
  • Spending tax deferred and non-tax deferred money…in the wrong order… can cost you                    70% of your retirement nest egg!
  • Find out about this stealth thief…it eats retirement $$$ all day, every day.
  • Do you know the single greatest threat to your retirement? We’ll show you.
     
 

TIME

Call for Details

 

 
 
Seating is FREE, but limited. Call today to reserve. 908-693-7194
 
 
 

How to Navigate this
Stock Market... and avoid
Shocking Retirement Mistakes

A FREE Workshop for Retirees & Near-Retirees
with Assets over $250,000

 

TOPICS

  • Are you taking systematic withdrawals from your retirement accounts in this market?    ...BEWARE! Wrong moves could BANKRUPT you.
  • Not knowing how to set up a reliable retirement income stream could send you back to work.
  • Are you investing too cautiously or too aggressively? Find out.
  • Is your portfolio ‘tax-efficient’? If not, it could cost you up to 70% of your nest egg!
  • Find out about this stealth thief…it eats retirement $$$ all day, every day.
  • Protect your beneficiaries. Learn the basic legal documents that you MUST have!
  • This inadvertent investing mistake will cost you 20% more taxes & 20% less growth.
  • Discover the single greatest threat to your retirement.
     
 

TIME

Call For Details

 

LOCATION

 
 
Seating is FREE, but limited. Call today 908-693-7194 (24/7)

For More Information Click Here
 
 
 
13... (maybe more)
IRA & Pension Mistakes that
Can DECIMATE your retirement
(How many have you already made? How many more are you going to make?)
For retirees and near retirees with assets over $250,000
 

TOPICS

  • You must avoid the “IRA tax-bomb”. It could put your family in the poorhouse.
  • Find out what ‘not to do’ with your Required Minimum Distributions.
  • Spending your IRA assets in the wrong order can cost your retirement 70% of its value.
  • Here’s the way to leave IRA money that you don’t spend TAX FREE to your heirs.
  • Learn how people you dislike could end up inheriting your IRA & pension.
  • An inadvertent investing mistake will cost you 20% in IRA growth & 20% more in taxes.
  • Discover the single greatest threat to your retirement.
  • 7 mistakes that will make your inherited IRA… IMMEDIATELY & FULLY TAXABLE.
  • This secret your company hasn’t told you about could cost your family ½ your life savings!
 

TIME

Call For Details

 

LOCATION

Free Seats- Call today 908-693-7194 (24/7)

 

 
THE 7 DEADLY (tax)SINS...
...and how they can cut your retirement
in
Half
For retirees and near retirees with assets over $250,000 who
want to learn the ‘LEGAL’ tax breaks that can save them, and their heirs,
a fortune.
 

TOPICS

  • How spending tax deferred and non-tax deferred money…in the wrong order…can cost you 70% of your retirement nest egg!
  • Learn the sin that simultaneously results in 20% MORE TAXES & 20% LESS GROWTH in your retirement account.
  • Avoid the two assets that can get double-taxed. Most taxpayers will never know its devastation…until it’s too late!
  • Discover ways to reduce or ELIMINATE tax on your Social Security income.
  • Is a ROTH-IRA conversion right for you? There are 7 reasons when it is.
  • Learn how to dispose of highly appreciated assets… (like company stock) ....without seeing years of gains go to the IRS.
  • This IRA ‘tax bomb’ could put your survivors in the poor-house!!!
 

TIME

Call For Details

 

LOCATION

Free Seats- Call today 908-693-7194 (24/7)

 

 
91/2 Landmines TO AVOID
IN RETIREMENT
A WORKSHOP for REtirees & Near-Retirees with Assets over $250,000
 

TOPICS

  • Avoid this landmine…it could be the cause of you running out of money!
  • How spending the wrong assets can cost your heirs over 30% of their inheritance.
  • How people you dislike could end up legally getting money out of your estate.
  • Find out how to create an income stream that will OUTLIVE both you & your spouse.
  • Making these mistakes on payout options could be devastating for your survivors.
  • Beware of this stealth thief…it eats retirement $$$ for breakfast.
  • How to balance your portfolio with safety & growth.
  • Don’t make these errors with Social Security…they will cost you plenty.
  • The 3 legal documents that you MUST have!
  • Discover the greatest threat to your assets.
  • Smart people get scammed every day…find out how to protect yourself!
 

TIME

Call For Details

 

LOCATION

Free Seats- Call today 908-693-7194 (24/7)

 


 

HOMEFINANCIAL PLANNINGINVESTMENTSCPA & ACCOUNTINGHEALTH INSURANCE
PROPERTY & CASUALTYLONG TERM CAREDEBT ELIMINATIONCOLLEGE PLANNINGTOOLS NEWSLETTERSSEMINARSBOOKSCONTACT
 
©2009 MacMillan FInancial Website by www.gr8memories.com